成为会员

    隐私 & 安全

    我们尊重您的隐私，并努力保护您的帐户和信息.

    我们伟大的关系始于信任.

    You deserve peace of mind when you conduct transactions and manage your account online. Arbor Financial is committed to doing right by all of our members in Michigan and everywhere when it comes to privacy and security matters.

    保护您的隐私是我们的首要任务:

    Arbor Financial Credit Union is committed to providing you with exceptional financial products and services. 我们同样致力于保护您的隐私. 我们对你的财务保持高度保密. 另外, we have taken the appropriate measures to ensure that online information is protected so that the information is securely 传输ted and received.

    您可以放心，您的财务隐私是这个信用合作社的优先事项.

    保护儿童在线隐私

    The Children's Online 隐私 Protection Act (COPPA) was passed by Congress in October 1998, with a requirement that the Federal Trade Commission (FTC) issue and enforce rules concerning children's online privacy. The primary goal of the Act and the Rule is to place parents in control over what information is collected from their children online. Arbor金融信用合作社不会故意收取, nor is our web site designed or directed to use personal information from children under the age of 13 without containing verifiable consent from their parents.

    关于互联网cookie的一句话

    提供更优质的服务及更有效率的网站, the credit union may use cookies as part of our interaction with your Internet browser. cookie是我们的网页服务器在您的硬盘上放置的一个小文本文件. cookie不能从您的硬盘驱动器检索任何其他数据, 传播电脑病毒或捕获你的电子邮件地址. cookie通常用于网站，不会损害您的系统.

    我们可能会在您需要注册的地方使用cookies, 例如网上网赌最好最大平台, 或者您可以自定义所看到的信息. Recording a cookie at such points makes your online experience easier and more personalized. We may also use cookies to identify what sections of our site our members visit most so we can continue to provide information on the products and services in which our members have demonstrated an interest. These cookies may collect personally identifiable information and we may combine information collected through cookies with other personal information to determine who you are or your email address. 通过在Internet浏览器中配置您的首选项或选项, 您可以控制是否以及如何接受cookie. 点击这里 查看如何在Google帐户帮助中心更新和清除您的cookies.

    第三方网站

    Arbor Financial Credit Union hosts several links to third party vendors on their website in hopes of providing quick and easy access to information pertinent to your financial needs. 在访问第三方供应商时，请牢记以下声明:

    • 会员正在离开信用合作社的网站
    • 该会员链接到另一个不是由信用合作社运营的网站
    • 信用合作社不负责替代网站的内容
    • The credit union does not represent either the third party or the member if the two enter into a transaction
    • 隐私和安全政策可能与信用合作社的政策不同

    电子邮件加密服务

    To ensure the confidentiality of private information that our company sends you via email and comply with all privacy and regulation standards, 我们正在通过Zix公司实施一项新的电子邮件加密服务, 电子邮件加密服务的领导者.

    ZixCorp易于使用的电子邮件保护使其无缝地为您接收, 阅读并回复我们发送给您的所有加密电子邮件通信. 如果您是ZixCorp的客户，您不需要做任何事情. Email is securely sent between our organizations and delivered directly to your Inbox. 如果您目前不是ZixCorp的客户, 您通过安全信息中心收到机密电子邮件.

    The protection of confidential communication is important to us and we want to ensure your information stays private. 本网站可帮助您了解我们的加密电子邮件计划.

    谷歌分析

    许多网站和应用程序使用谷歌服务来改进内容. When they integrate Google services, these sites and apps share information with Google. 我们使用谷歌分析来更好地了解我们的用户如何访问和使用我们的网站. 谷歌分析 collects the IP address assigned to you on the date you visit the site and does not share your name or any other identifying information. We do not combine the information collected through 谷歌分析 with personally identifiable information. You may review further information about how 谷歌分析 collects and processes data and how to control the information sent to Google at "How Google uses information from sites or apps that use our services" at 谷歌.com/policies/privacy/partners/.

    Arbor金融卡控制服务

    Arbor金融卡控制服务不收款, 传输, or use geolocation information for use within the Card Control mobile application for features such as fraudulent card use prevention or alerting.

    Arbor金融信用合作社申请 

    A)数据收集和使用

    我们的应用程序收集和使用以下类型的个人和敏感用户数据:

    1. 个人信息:
      • 用户帐户详细信息(例如.g.，姓名，联系信息，标识符).
      • 通信数据e.g.、消息、评论、使用数据).
    2. 敏感信息:
      • 财务数据
      • 位置数据(如适用.g.，用于基于位置的功能).
      • 诊断

    B)数据共享 

    我们与以下各方共享个人和敏感用户数据:

    1. 第三方服务:
      • 有关详细信息，请参阅上面的部分
    2. 法律和合规要求:
      • 我们可能会与执法机构共享数据, 监管机构, 或法律要求或保护我们权利的法律机构.

    C)安全的数据处理 

    We follow strict data handling procedures to ensure the security of personal and sensitive user data:

    1. 加密:
      • Data 传输ted between our app and servers is encrypted using industry-standard protocols.
    2. 访问控制:
      • 只有经过授权的人员才能访问用户数据.
      • 基于角色的访问控制根据工作职责限制数据访问.
    3. 数据最小化:
      • 我们只收集和保留应用程序功能所需的数据.
      • 未使用或过时的数据被及时删除.

    D)数据保留和删除 

    我们的数据保留和删除政策如下:

    1. 停留时间:
      • We retain user data for as long as necessary to provide our services or as required by law.
      • 具体的保留期根据数据类型(例如.g.、交易纪录、帐户详情).
    2. 删除过程:
      • you can submit a request to the developer (Arbor Financial Credit Union) to delete your account and associated data for this app.
      • 帐户删除后，我们将开始安全地从我们的服务器上删除用户数据. 这可能需要一些时间，但会尽快删除 

    E)联系方式 

    如果您对我们的隐私政策有任何疑问或疑虑, 请通过hello@arborfcu与我们的团队联系.org.